₹25,000 Monthly SIP in Axis ELSS Tax Saver Fund for 5 Years
If you had started a ₹25,000/month SIP on 1 Oct 2021 and never stopped — through every crash and rally — here is exactly what happened, using Axis ELSS Tax Saver Fund's actual NAV for all 61 installments.
You invested
₹15,25,000
61 installments
Value today
₹17,97,990
1 Oct 2026
Absolute gain
+₹2,72,990
+17.9%
XIRR (annualised)
6.63%
money-weighted
The journey, month by month
Worst fall on the way
-11.8%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
3
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹17,88,943
Modelled at historical FD rates. The fund beat FD by ₹9,047.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Oct 2022) | ₹3,25,000 | ₹3,11,685 | -4.1% |
| Year 2 (3 Oct 2023) | ₹6,25,000 | ₹6,71,412 | +7.4% |
| Year 3 (1 Oct 2024) | ₹9,25,000 | ₹12,92,194 | +39.7% |
| Year 4 (1 Oct 2025) | ₹12,25,000 | ₹15,49,050 | +26.5% |
| Year 5 (1 Oct 2026) | ₹15,25,000 | ₹17,97,990 | +17.9% |
Best year of the journey: Year 3 (+33% market move) · Toughest year: Year 1 (-4.1%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Axis ELSS Tax Saver Fund's published NAV (source: AMFI) between 1 Oct 2021 and 1 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.