₹25,000 Monthly SIP in Axis ELSS Tax Saver Fund for 10 Years
If you had started a ₹25,000/month SIP on 6 Oct 2016 and never stopped — through every crash and rally — here is exactly what happened, using Axis ELSS Tax Saver Fund's actual NAV for all 121 installments.
You invested
₹30,25,000
121 installments
Value today
₹52,62,481
6 Oct 2026
Absolute gain
+₹22,37,481
+74%
XIRR (annualised)
10.72%
money-weighted
The journey, month by month
Worst fall on the way
-32.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹41,97,712
Modelled at historical FD rates. The fund beat FD by ₹10,64,769.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (6 Oct 2017) | ₹3,25,000 | ₹3,68,740 | +13.5% |
| Year 2 (8 Oct 2018) | ₹6,25,000 | ₹6,52,566 | +4.4% |
| Year 3 (7 Oct 2019) | ₹9,25,000 | ₹10,91,693 | +18% |
| Year 4 (6 Oct 2020) | ₹12,25,000 | ₹14,57,158 | +19% |
| Year 5 (6 Oct 2021) | ₹15,25,000 | ₹27,13,065 | +77.9% |
| Year 6 (6 Oct 2022) | ₹18,25,000 | ₹27,05,681 | +48.3% |
| Year 7 (6 Oct 2023) | ₹21,25,000 | ₹32,97,609 | +55.2% |
| Year 8 (7 Oct 2024) | ₹24,25,000 | ₹47,16,776 | +94.5% |
| Year 9 (6 Oct 2025) | ₹27,25,000 | ₹50,75,756 | +86.3% |
| Year 10 (6 Oct 2026) | ₹30,25,000 | ₹52,62,481 | +74% |
Best year of the journey: Year 5 (+54.4% market move) · Toughest year: Year 6 (-10.2%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Axis ELSS Tax Saver Fund's published NAV (source: AMFI) between 6 Oct 2016 and 6 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.