₹25,000 Monthly SIP in Axis ELSS Tax Saver Fund for 10 Years
If you had started a ₹25,000/month SIP on 4 Jul 2016 and never stopped — through every crash and rally — here is exactly what happened, using Axis ELSS Tax Saver Fund's actual NAV for all 121 installments.
You invested
₹30,25,000
121 installments
Value today
₹55,66,436
3 Jul 2026
Absolute gain
+₹25,41,436
+84%
XIRR (annualised)
11.8%
money-weighted
The journey, month by month
Worst fall on the way
-32.3%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹42,02,506
Modelled at historical FD rates. The fund beat FD by ₹13,63,930.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Jul 2017) | ₹3,25,000 | ₹3,58,933 | +10.4% |
| Year 2 (3 Jul 2018) | ₹6,25,000 | ₹7,44,764 | +19.2% |
| Year 3 (3 Jul 2019) | ₹9,25,000 | ₹11,34,944 | +22.7% |
| Year 4 (3 Jul 2020) | ₹12,25,000 | ₹13,70,466 | +11.9% |
| Year 5 (5 Jul 2021) | ₹15,25,000 | ₹25,00,633 | +64% |
| Year 6 (4 Jul 2022) | ₹18,25,000 | ₹24,74,142 | +35.6% |
| Year 7 (3 Jul 2023) | ₹21,25,000 | ₹33,10,040 | +55.8% |
| Year 8 (3 Jul 2024) | ₹24,25,000 | ₹46,84,282 | +93.2% |
| Year 9 (3 Jul 2025) | ₹27,25,000 | ₹52,84,381 | +93.9% |
| Year 10 (3 Jul 2026) | ₹30,25,000 | ₹55,66,436 | +84% |
Best year of the journey: Year 5 (+49.7% market move) · Toughest year: Year 6 (-11.7%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Axis ELSS Tax Saver Fund's published NAV (source: AMFI) between 4 Jul 2016 and 3 Jul 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.