₹10,000 Monthly SIP in Axis ELSS Tax Saver Fund for 10 Years
If you had started a ₹10,000/month SIP on 29 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Axis ELSS Tax Saver Fund's actual NAV for all 121 installments.
You invested
₹12,10,000
121 installments
Value today
₹21,11,395
29 Sept 2026
Absolute gain
+₹9,01,395
+74.5%
XIRR (annualised)
10.65%
money-weighted
The journey, month by month
Worst fall on the way
-32.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,86,758
Modelled at historical FD rates. The fund beat FD by ₹4,24,637.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (29 Sept 2017) | ₹1,30,000 | ₹1,47,703 | +13.6% |
| Year 2 (1 Oct 2018) | ₹2,60,000 | ₹2,89,569 | +11.4% |
| Year 3 (30 Sept 2019) | ₹3,70,000 | ₹4,49,399 | +21.5% |
| Year 4 (29 Sept 2020) | ₹4,90,000 | ₹5,70,663 | +16.5% |
| Year 5 (29 Sept 2021) | ₹6,10,000 | ₹10,93,701 | +79.3% |
| Year 6 (29 Sept 2022) | ₹7,30,000 | ₹10,65,170 | +45.9% |
| Year 7 (29 Sept 2023) | ₹8,50,000 | ₹13,15,937 | +54.8% |
| Year 8 (30 Sept 2024) | ₹9,70,000 | ₹19,87,805 | +104.9% |
| Year 9 (29 Sept 2025) | ₹10,90,000 | ₹20,23,838 | +85.7% |
| Year 10 (29 Sept 2026) | ₹12,10,000 | ₹21,11,395 | +74.5% |
Best year of the journey: Year 5 (+58.4% market move) · Toughest year: Year 6 (-12.2%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Axis ELSS Tax Saver Fund's published NAV (source: AMFI) between 29 Sept 2016 and 29 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.