₹5,000 Monthly SIP in Axis ELSS Tax Saver Fund for 10 Years
If you had started a ₹5,000/month SIP on 6 Oct 2016 and never stopped — through every crash and rally — here is exactly what happened, using Axis ELSS Tax Saver Fund's actual NAV for all 121 installments.
You invested
₹6,05,000
121 installments
Value today
₹10,52,496
6 Oct 2026
Absolute gain
+₹4,47,496
+74%
XIRR (annualised)
10.72%
money-weighted
The journey, month by month
Worst fall on the way
-32.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹8,39,542
Modelled at historical FD rates. The fund beat FD by ₹2,12,954.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (6 Oct 2017) | ₹65,000 | ₹73,748 | +13.5% |
| Year 2 (8 Oct 2018) | ₹1,25,000 | ₹1,30,513 | +4.4% |
| Year 3 (7 Oct 2019) | ₹1,85,000 | ₹2,18,339 | +18% |
| Year 4 (6 Oct 2020) | ₹2,45,000 | ₹2,91,432 | +19% |
| Year 5 (6 Oct 2021) | ₹3,05,000 | ₹5,42,613 | +77.9% |
| Year 6 (6 Oct 2022) | ₹3,65,000 | ₹5,41,136 | +48.3% |
| Year 7 (6 Oct 2023) | ₹4,25,000 | ₹6,59,522 | +55.2% |
| Year 8 (7 Oct 2024) | ₹4,85,000 | ₹9,43,355 | +94.5% |
| Year 9 (6 Oct 2025) | ₹5,45,000 | ₹10,15,151 | +86.3% |
| Year 10 (6 Oct 2026) | ₹6,05,000 | ₹10,52,496 | +74% |
Best year of the journey: Year 5 (+54.4% market move) · Toughest year: Year 6 (-10.2%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Axis ELSS Tax Saver Fund's published NAV (source: AMFI) between 6 Oct 2016 and 6 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.