₹10,000 Monthly SIP in NIPPON INDIA ELSS TAX SAVER FUND for 10 Years
If you had started a ₹10,000/month SIP on 4 Jul 2016 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA ELSS TAX SAVER FUND's actual NAV for all 121 installments.
You invested
₹12,10,000
121 installments
Value today
₹24,16,066
3 Jul 2026
Absolute gain
+₹12,06,066
+99.7%
XIRR (annualised)
13.33%
money-weighted
The journey, month by month
Worst fall on the way
-38.8%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
8
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,81,002
Modelled at historical FD rates. The fund beat FD by ₹7,35,064.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Jul 2017) | ₹1,30,000 | ₹1,47,810 | +13.7% |
| Year 2 (3 Jul 2018) | ₹2,50,000 | ₹2,44,390 | -2.2% |
| Year 3 (3 Jul 2019) | ₹3,70,000 | ₹3,80,486 | +2.8% |
| Year 4 (3 Jul 2020) | ₹4,90,000 | ₹3,98,139 | -18.7% |
| Year 5 (5 Jul 2021) | ₹6,10,000 | ₹7,99,547 | +31.1% |
| Year 6 (4 Jul 2022) | ₹7,30,000 | ₹9,42,956 | +29.2% |
| Year 7 (3 Jul 2023) | ₹8,50,000 | ₹13,03,693 | +53.4% |
| Year 8 (3 Jul 2024) | ₹9,70,000 | ₹20,63,061 | +112.7% |
| Year 9 (3 Jul 2025) | ₹10,90,000 | ₹22,33,822 | +104.9% |
| Year 10 (3 Jul 2026) | ₹12,10,000 | ₹24,16,066 | +99.7% |
Best year of the journey: Year 5 (+54.3% market move) · Toughest year: Year 4 (-20.4%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA ELSS TAX SAVER FUND's published NAV (source: AMFI) between 4 Jul 2016 and 3 Jul 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.