₹1,000 Monthly SIP in Axis Gold ETF for 10 Years
If you had started a ₹1,000/month SIP on 8 Aug 2016 and never stopped — through every crash and rally — here is exactly what happened, using Axis Gold ETF's actual NAV for all 121 installments.
You invested
₹1,21,000
121 installments
Value today
₹1,66,801
7 Aug 2026
Absolute gain
+₹45,801
+37.9%
XIRR (annualised)
6.28%
money-weighted
The journey, month by month
Worst fall on the way
-99%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
3
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹1,68,132
Modelled at historical FD rates. The fund trailed FD by ₹1,331.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (7 Aug 2017) | ₹13,000 | ₹12,229 | -5.9% |
| Year 2 (7 Aug 2018) | ₹25,000 | ₹24,494 | -2% |
| Year 3 (7 Aug 2019) | ₹37,000 | ₹45,152 | +22% |
| Year 4 (7 Aug 2020) | ₹49,000 | ₹1,837 | -96.3% |
| Year 5 (9 Aug 2021) | ₹61,000 | ₹12,966 | -78.7% |
| Year 6 (8 Aug 2022) | ₹73,000 | ₹27,092 | -62.9% |
| Year 7 (7 Aug 2023) | ₹85,000 | ₹43,313 | -49% |
| Year 8 (7 Aug 2024) | ₹97,000 | ₹62,601 | -35.5% |
| Year 9 (7 Aug 2025) | ₹1,09,000 | ₹1,04,521 | -4.1% |
| Year 10 (7 Aug 2026) | ₹1,21,000 | ₹1,66,801 | +37.9% |
Best year of the journey: Year 10 (+43.2% market move) · Toughest year: Year 4 (-96.8%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Axis Gold ETF's published NAV (source: AMFI) between 8 Aug 2016 and 7 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.