₹5,000 Monthly SIP in Axis Gold ETF for 10 Years
If you had started a ₹5,000/month SIP on 8 Aug 2016 and never stopped — through every crash and rally — here is exactly what happened, using Axis Gold ETF's actual NAV for all 121 installments.
You invested
₹6,05,000
121 installments
Value today
₹8,34,005
7 Aug 2026
Absolute gain
+₹2,29,005
+37.9%
XIRR (annualised)
6.28%
money-weighted
The journey, month by month
Worst fall on the way
-99%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
3
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹8,40,661
Modelled at historical FD rates. The fund trailed FD by ₹6,656.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (7 Aug 2017) | ₹65,000 | ₹61,143 | -5.9% |
| Year 2 (7 Aug 2018) | ₹1,25,000 | ₹1,22,468 | -2% |
| Year 3 (7 Aug 2019) | ₹1,85,000 | ₹2,25,761 | +22% |
| Year 4 (7 Aug 2020) | ₹2,45,000 | ₹9,186 | -96.3% |
| Year 5 (9 Aug 2021) | ₹3,05,000 | ₹64,828 | -78.7% |
| Year 6 (8 Aug 2022) | ₹3,65,000 | ₹1,35,458 | -62.9% |
| Year 7 (7 Aug 2023) | ₹4,25,000 | ₹2,16,565 | -49% |
| Year 8 (7 Aug 2024) | ₹4,85,000 | ₹3,13,006 | -35.5% |
| Year 9 (7 Aug 2025) | ₹5,45,000 | ₹5,22,603 | -4.1% |
| Year 10 (7 Aug 2026) | ₹6,05,000 | ₹8,34,005 | +37.9% |
Best year of the journey: Year 10 (+43.2% market move) · Toughest year: Year 4 (-96.8%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Axis Gold ETF's published NAV (source: AMFI) between 8 Aug 2016 and 7 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.