₹5,000 Monthly SIP in Axis Gold ETF for 5 Years
If you had started a ₹5,000/month SIP on 9 Aug 2021 and never stopped — through every crash and rally — here is exactly what happened, using Axis Gold ETF's actual NAV for all 61 installments.
You invested
₹3,05,000
61 installments
Value today
₹6,49,607
7 Aug 2026
Absolute gain
+₹3,44,607
+113%
XIRR (annualised)
31%
money-weighted
The journey, month by month
Worst fall on the way
-21.1%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
1
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,57,402
Modelled at historical FD rates. The fund beat FD by ₹2,92,205.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (8 Aug 2022) | ₹65,000 | ₹68,521 | +5.4% |
| Year 2 (7 Aug 2023) | ₹1,25,000 | ₹1,41,062 | +12.8% |
| Year 3 (7 Aug 2024) | ₹1,85,000 | ₹2,26,082 | +22.2% |
| Year 4 (7 Aug 2025) | ₹2,45,000 | ₹3,97,250 | +62.1% |
| Year 5 (7 Aug 2026) | ₹3,05,000 | ₹6,49,607 | +113% |
Best year of the journey: Year 5 (+42.1% market move) · Toughest year: Year 1 (5.4%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Axis Gold ETF's published NAV (source: AMFI) between 9 Aug 2021 and 7 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.