₹5,000 Monthly SIP in Axis Gold ETF for 15 Years
If you had started a ₹5,000/month SIP on 8 Aug 2011 and never stopped — through every crash and rally — here is exactly what happened, using Axis Gold ETF's actual NAV for all 181 installments.
You invested
₹9,05,000
181 installments
Value today
₹8,47,826
7 Aug 2026
Absolute gain
₹-57,174
-6.3%
XIRR (annualised)
-0.87%
money-weighted
The journey, month by month
Worst fall on the way
-100%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
8
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,80,566
Modelled at historical FD rates. The fund trailed FD by ₹8,32,740.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (7 Aug 2012) | ₹65,000 | ₹68,966 | +6.1% |
| Year 2 (7 Aug 2013) | ₹1,25,000 | ₹1,18,254 | -5.4% |
| Year 3 (7 Aug 2014) | ₹1,85,000 | ₹1,81,146 | -2.1% |
| Year 4 (7 Aug 2015) | ₹2,45,000 | ₹2,12,169 | -13.4% |
| Year 5 (8 Aug 2016) | ₹3,05,000 | ₹3,35,364 | +10% |
| Year 6 (7 Aug 2017) | ₹3,65,000 | ₹3,44,866 | -5.5% |
| Year 7 (7 Aug 2018) | ₹4,25,000 | ₹4,16,242 | -2.1% |
| Year 8 (7 Aug 2019) | ₹4,85,000 | ₹5,97,828 | +23.3% |
| Year 9 (7 Aug 2020) | ₹5,45,000 | ₹14,583 | -97.3% |
| Year 10 (9 Aug 2021) | ₹6,05,000 | ₹69,312 | -88.5% |
| Year 11 (8 Aug 2022) | ₹6,65,000 | ₹1,40,475 | -78.9% |
| Year 12 (7 Aug 2023) | ₹7,25,000 | ₹2,22,224 | -69.3% |
| Year 13 (7 Aug 2024) | ₹7,85,000 | ₹3,19,521 | -59.3% |
| Year 14 (7 Aug 2025) | ₹8,45,000 | ₹5,31,999 | -37% |
| Year 15 (7 Aug 2026) | ₹9,05,000 | ₹8,47,826 | -6.3% |
Best year of the journey: Year 15 (+43.2% market move) · Toughest year: Year 9 (-97.8%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Axis Gold ETF's published NAV (source: AMFI) between 8 Aug 2011 and 7 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.