₹5,000 Monthly SIP in Axis Gold ETF for 15 Years
If you had started a ₹5,000/month SIP on 3 Oct 2011 and never stopped — through every crash and rally — here is exactly what happened, using Axis Gold ETF's actual NAV for all 181 installments.
You invested
₹9,05,000
181 installments
Value today
₹8,48,189
1 Oct 2026
Absolute gain
₹-56,811
-6.3%
XIRR (annualised)
-0.87%
money-weighted
The journey, month by month
Worst fall on the way
-100%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
8
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,72,085
Modelled at historical FD rates. The fund trailed FD by ₹8,23,896.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (1 Oct 2012) | ₹65,000 | ₹70,152 | +7.9% |
| Year 2 (1 Oct 2013) | ₹1,25,000 | ₹1,26,105 | +0.9% |
| Year 3 (1 Oct 2014) | ₹1,85,000 | ₹1,69,244 | -8.5% |
| Year 4 (1 Oct 2015) | ₹2,45,000 | ₹2,23,674 | -8.7% |
| Year 5 (3 Oct 2016) | ₹3,05,000 | ₹3,29,474 | +8% |
| Year 6 (3 Oct 2017) | ₹3,65,000 | ₹3,56,936 | -2.2% |
| Year 7 (1 Oct 2018) | ₹4,25,000 | ₹4,28,053 | +0.7% |
| Year 8 (1 Oct 2019) | ₹4,85,000 | ₹5,93,725 | +22.4% |
| Year 9 (1 Oct 2020) | ₹5,45,000 | ₹22,881 | -95.8% |
| Year 10 (1 Oct 2021) | ₹6,05,000 | ₹79,131 | -86.9% |
| Year 11 (3 Oct 2022) | ₹6,65,000 | ₹1,44,611 | -78.3% |
| Year 12 (3 Oct 2023) | ₹7,25,000 | ₹2,20,985 | -69.5% |
| Year 13 (1 Oct 2024) | ₹7,85,000 | ₹3,59,361 | -54.2% |
| Year 14 (1 Oct 2025) | ₹8,45,000 | ₹6,29,489 | -25.5% |
| Year 15 (1 Oct 2026) | ₹9,05,000 | ₹8,48,189 | -6.3% |
Best year of the journey: Year 14 (+50.1% market move) · Toughest year: Year 9 (-96.5%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Axis Gold ETF's published NAV (source: AMFI) between 3 Oct 2011 and 1 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.