₹25,000 Monthly SIP in Axis Gold ETF for 15 Years
If you had started a ₹25,000/month SIP on 16 Aug 2011 and never stopped — through every crash and rally — here is exactly what happened, using Axis Gold ETF's actual NAV for all 181 installments.
You invested
₹45,25,000
181 installments
Value today
₹43,09,588
14 Aug 2026
Absolute gain
₹-2,15,412
-4.8%
XIRR (annualised)
-0.65%
money-weighted
The journey, month by month
Worst fall on the way
-100%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
8
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹84,14,232
Modelled at historical FD rates. The fund trailed FD by ₹41,04,644.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (14 Aug 2012) | ₹3,25,000 | ₹3,44,620 | +6% |
| Year 2 (14 Aug 2013) | ₹6,25,000 | ₹6,22,897 | -0.3% |
| Year 3 (14 Aug 2014) | ₹9,25,000 | ₹9,10,365 | -1.6% |
| Year 4 (14 Aug 2015) | ₹12,25,000 | ₹11,04,657 | -9.8% |
| Year 5 (16 Aug 2016) | ₹15,25,000 | ₹17,01,862 | +11.6% |
| Year 6 (14 Aug 2017) | ₹18,25,000 | ₹17,61,933 | -3.5% |
| Year 7 (14 Aug 2018) | ₹21,25,000 | ₹20,71,234 | -2.5% |
| Year 8 (14 Aug 2019) | ₹24,25,000 | ₹30,31,195 | +25% |
| Year 9 (14 Aug 2020) | ₹27,25,000 | ₹69,275 | -97.5% |
| Year 10 (16 Aug 2021) | ₹30,25,000 | ₹3,51,240 | -88.4% |
| Year 11 (16 Aug 2022) | ₹33,25,000 | ₹7,05,574 | -78.8% |
| Year 12 (14 Aug 2023) | ₹36,25,000 | ₹11,01,923 | -69.6% |
| Year 13 (14 Aug 2024) | ₹39,25,000 | ₹16,38,827 | -58.2% |
| Year 14 (14 Aug 2025) | ₹42,25,000 | ₹26,47,459 | -37.3% |
| Year 15 (14 Aug 2026) | ₹45,25,000 | ₹43,09,588 | -4.8% |
Best year of the journey: Year 15 (+46.2% market move) · Toughest year: Year 9 (-97.9%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Axis Gold ETF's published NAV (source: AMFI) between 16 Aug 2011 and 14 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.