₹10,000 Monthly SIP in Axis Gold ETF for 15 Years
If you had started a ₹10,000/month SIP on 12 Sept 2011 and never stopped — through every crash and rally — here is exactly what happened, using Axis Gold ETF's actual NAV for all 181 installments.
You invested
₹18,10,000
181 installments
Value today
₹17,29,800
11 Sept 2026
Absolute gain
₹-80,200
-4.4%
XIRR (annualised)
-0.6%
money-weighted
The journey, month by month
Worst fall on the way
-100%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
8
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹33,57,559
Modelled at historical FD rates. The fund trailed FD by ₹16,27,759.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (11 Sept 2012) | ₹1,30,000 | ₹1,45,014 | +11.5% |
| Year 2 (11 Sept 2013) | ₹2,50,000 | ₹2,66,506 | +6.6% |
| Year 3 (11 Sept 2014) | ₹3,70,000 | ₹3,44,797 | -6.8% |
| Year 4 (11 Sept 2015) | ₹4,90,000 | ₹4,47,847 | -8.6% |
| Year 5 (12 Sept 2016) | ₹6,10,000 | ₹6,67,349 | +9.4% |
| Year 6 (11 Sept 2017) | ₹7,30,000 | ₹7,32,423 | +0.3% |
| Year 7 (11 Sept 2018) | ₹8,50,000 | ₹8,56,347 | +0.7% |
| Year 8 (11 Sept 2019) | ₹9,70,000 | ₹12,26,568 | +26.5% |
| Year 9 (11 Sept 2020) | ₹10,90,000 | ₹36,879 | -96.6% |
| Year 10 (13 Sept 2021) | ₹12,10,000 | ₹1,50,115 | -87.6% |
| Year 11 (12 Sept 2022) | ₹13,30,000 | ₹2,84,225 | -78.6% |
| Year 12 (11 Sept 2023) | ₹14,50,000 | ₹4,52,640 | -68.8% |
| Year 13 (11 Sept 2024) | ₹15,70,000 | ₹6,76,520 | -56.9% |
| Year 14 (11 Sept 2025) | ₹16,90,000 | ₹11,62,977 | -31.2% |
| Year 15 (11 Sept 2026) | ₹18,10,000 | ₹17,29,800 | -4.4% |
Best year of the journey: Year 14 (+46% market move) · Toughest year: Year 9 (-97.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Axis Gold ETF's published NAV (source: AMFI) between 12 Sept 2011 and 11 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.