₹5,000 Monthly SIP in Axis Gold ETF for 3 Years
If you had started a ₹5,000/month SIP on 7 Aug 2023 and never stopped — through every crash and rally — here is exactly what happened, using Axis Gold ETF's actual NAV for all 37 installments.
You invested
₹1,85,000
37 installments
Value today
₹3,17,309
7 Aug 2026
Absolute gain
+₹1,32,309
+71.5%
XIRR (annualised)
38.89%
money-weighted
The journey, month by month
Worst fall on the way
-19.8%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
1
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹2,05,606
Modelled at historical FD rates. The fund beat FD by ₹1,11,703.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (7 Aug 2024) | ₹65,000 | ₹69,438 | +6.8% |
| Year 2 (7 Aug 2025) | ₹1,25,000 | ₹1,71,354 | +37.1% |
| Year 3 (7 Aug 2026) | ₹1,85,000 | ₹3,17,309 | +71.5% |
Best year of the journey: Year 3 (+37.2% market move) · Toughest year: Year 1 (6.8%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Axis Gold ETF's published NAV (source: AMFI) between 7 Aug 2023 and 7 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.