₹2,000 Monthly SIP in Axis Nifty 50 Index Fund for 5 Years
If you had started a ₹2,000/month SIP on 3 Dec 2021 and never stopped — through every crash and rally — here is exactly what happened, using Axis Nifty 50 Index Fund's actual NAV for all 57 installments.
You invested
₹1,14,000
57 installments
Value today
₹1,35,454
18 Aug 2026
Absolute gain
+₹21,454
+18.8%
XIRR (annualised)
7.31%
money-weighted
The journey, month by month
Worst fall on the way
-12.5%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
1
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹1,32,875
Modelled at historical FD rates. The fund beat FD by ₹2,579.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (18 Aug 2022) | ₹18,000 | ₹19,122 | +6.2% |
| Year 2 (18 Aug 2023) | ₹42,000 | ₹46,494 | +10.7% |
| Year 3 (19 Aug 2024) | ₹66,000 | ₹87,099 | +32% |
| Year 4 (18 Aug 2025) | ₹90,000 | ₹1,14,031 | +26.7% |
| Year 5 (18 Aug 2026) | ₹1,14,000 | ₹1,35,454 | +18.8% |
Best year of the journey: Year 3 (+23.6% market move) · Toughest year: Year 5 (-1.9%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Axis Nifty 50 Index Fund's published NAV (source: AMFI) between 3 Dec 2021 and 18 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.