₹10,000 Monthly SIP in Bandhan Large & Mid Cap Fund for 3 Years
If you had started a ₹10,000/month SIP on 11 Sept 2023 and never stopped — through every crash and rally — here is exactly what happened, using Bandhan Large & Mid Cap Fund's actual NAV for all 37 installments.
You invested
₹3,70,000
37 installments
Value today
₹4,33,463
9 Sept 2026
Absolute gain
+₹63,463
+17.2%
XIRR (annualised)
10.68%
money-weighted
The journey, month by month
Worst fall on the way
-9.9%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹4,11,392
Modelled at historical FD rates. The fund beat FD by ₹22,071.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (9 Sept 2024) | ₹1,30,000 | ₹1,66,071 | +27.7% |
| Year 2 (9 Sept 2025) | ₹2,50,000 | ₹2,92,121 | +16.8% |
| Year 3 (9 Sept 2026) | ₹3,70,000 | ₹4,33,463 | +17.2% |
Best year of the journey: Year 1 (+27.7% market move) · Toughest year: Year 2 (2.1%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Bandhan Large & Mid Cap Fund's published NAV (source: AMFI) between 11 Sept 2023 and 9 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.