₹5,000 Monthly SIP in Bandhan Large & Mid Cap Fund for 3 Years
If you had started a ₹5,000/month SIP on 18 Sept 2023 and never stopped — through every crash and rally — here is exactly what happened, using Bandhan Large & Mid Cap Fund's actual NAV for all 37 installments.
You invested
₹1,85,000
37 installments
Value today
₹2,16,888
18 Sept 2026
Absolute gain
+₹31,888
+17.2%
XIRR (annualised)
10.56%
money-weighted
The journey, month by month
Worst fall on the way
-9.9%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹2,06,030
Modelled at historical FD rates. The fund beat FD by ₹10,858.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (18 Sept 2024) | ₹65,000 | ₹84,440 | +29.9% |
| Year 2 (18 Sept 2025) | ₹1,25,000 | ₹1,49,918 | +19.9% |
| Year 3 (18 Sept 2026) | ₹1,85,000 | ₹2,16,888 | +17.2% |
Best year of the journey: Year 1 (+29.9% market move) · Toughest year: Year 3 (3.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Bandhan Large & Mid Cap Fund's published NAV (source: AMFI) between 18 Sept 2023 and 18 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.