₹5,000 Monthly SIP in Bandhan Large & Mid Cap Fund for 10 Years
If you had started a ₹5,000/month SIP on 12 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Bandhan Large & Mid Cap Fund's actual NAV for all 121 installments.
You invested
₹6,05,000
121 installments
Value today
₹15,24,874
11 Sept 2026
Absolute gain
+₹9,19,874
+152%
XIRR (annualised)
17.61%
money-weighted
The journey, month by month
Worst fall on the way
-37.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
5
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹8,40,813
Modelled at historical FD rates. The fund beat FD by ₹6,84,061.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (11 Sept 2017) | ₹65,000 | ₹74,882 | +15.2% |
| Year 2 (11 Sept 2018) | ₹1,25,000 | ₹1,40,565 | +12.5% |
| Year 3 (11 Sept 2019) | ₹1,85,000 | ₹1,88,384 | +1.8% |
| Year 4 (11 Sept 2020) | ₹2,45,000 | ₹2,58,509 | +5.5% |
| Year 5 (13 Sept 2021) | ₹3,05,000 | ₹4,90,594 | +60.9% |
| Year 6 (12 Sept 2022) | ₹3,65,000 | ₹5,96,836 | +63.5% |
| Year 7 (11 Sept 2023) | ₹4,25,000 | ₹8,15,440 | +91.9% |
| Year 8 (11 Sept 2024) | ₹4,85,000 | ₹13,28,171 | +173.8% |
| Year 9 (11 Sept 2025) | ₹5,45,000 | ₹13,97,582 | +156.4% |
| Year 10 (11 Sept 2026) | ₹6,05,000 | ₹15,24,874 | +152% |
Best year of the journey: Year 5 (+54% market move) · Toughest year: Year 3 (-6.1%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Bandhan Large & Mid Cap Fund's published NAV (source: AMFI) between 12 Sept 2016 and 11 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.