₹5,000 Monthly SIP in HDFC Large and Mid Cap Fund for 10 Years
If you had started a ₹5,000/month SIP on 6 Oct 2016 and never stopped — through every crash and rally — here is exactly what happened, using HDFC Large and Mid Cap Fund's actual NAV for all 121 installments.
You invested
₹6,05,000
121 installments
Value today
₹13,61,840
6 Oct 2026
Absolute gain
+₹7,56,840
+125.1%
XIRR (annualised)
15.55%
money-weighted
The journey, month by month
Worst fall on the way
-36.9%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
5
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹8,39,542
Modelled at historical FD rates. The fund beat FD by ₹5,22,298.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (6 Oct 2017) | ₹65,000 | ₹69,556 | +7% |
| Year 2 (8 Oct 2018) | ₹1,25,000 | ₹1,23,477 | -1.2% |
| Year 3 (7 Oct 2019) | ₹1,85,000 | ₹1,87,533 | +1.4% |
| Year 4 (6 Oct 2020) | ₹2,45,000 | ₹2,54,490 | +3.9% |
| Year 5 (6 Oct 2021) | ₹3,05,000 | ₹5,16,827 | +69.5% |
| Year 6 (6 Oct 2022) | ₹3,65,000 | ₹6,11,746 | +67.6% |
| Year 7 (6 Oct 2023) | ₹4,25,000 | ₹8,38,865 | +97.4% |
| Year 8 (7 Oct 2024) | ₹4,85,000 | ₹12,38,078 | +155.3% |
| Year 9 (6 Oct 2025) | ₹5,45,000 | ₹13,32,709 | +144.5% |
| Year 10 (6 Oct 2026) | ₹6,05,000 | ₹13,61,840 | +125.1% |
Best year of the journey: Year 5 (+64.3% market move) · Toughest year: Year 2 (-4.7%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using HDFC Large and Mid Cap Fund's published NAV (source: AMFI) between 6 Oct 2016 and 6 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.