₹10,000 Monthly SIP in Bandhan Multi-Asset Passive FOF for 10 Years
If you had started a ₹10,000/month SIP on 2 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Bandhan Multi-Asset Passive FOF's actual NAV for all 121 installments.
You invested
₹12,10,000
121 installments
Value today
₹19,56,044
2 Sept 2026
Absolute gain
+₹7,46,044
+61.7%
XIRR (annualised)
9.34%
money-weighted
The journey, month by month
Worst fall on the way
-16.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
1
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,79,032
Modelled at historical FD rates. The fund beat FD by ₹2,77,012.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (4 Sept 2017) | ₹1,30,000 | ₹1,38,443 | +6.5% |
| Year 2 (3 Sept 2018) | ₹2,50,000 | ₹2,72,183 | +8.9% |
| Year 3 (3 Sept 2019) | ₹3,70,000 | ₹3,88,357 | +5% |
| Year 4 (2 Sept 2020) | ₹4,90,000 | ₹5,46,456 | +11.5% |
| Year 5 (2 Sept 2021) | ₹6,10,000 | ₹8,06,577 | +32.2% |
| Year 6 (2 Sept 2022) | ₹7,30,000 | ₹9,45,487 | +29.5% |
| Year 7 (4 Sept 2023) | ₹8,50,000 | ₹11,68,881 | +37.5% |
| Year 8 (2 Sept 2024) | ₹9,70,000 | ₹15,70,465 | +61.9% |
| Year 9 (2 Sept 2025) | ₹10,90,000 | ₹17,45,336 | +60.1% |
| Year 10 (2 Sept 2026) | ₹12,10,000 | ₹19,56,044 | +61.7% |
Best year of the journey: Year 8 (+21.8% market move) · Toughest year: Year 3 (-1%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Fund of Funds funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Bandhan Multi-Asset Passive FOF's published NAV (source: AMFI) between 2 Sept 2016 and 2 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.