₹25,000 Monthly SIP in Bandhan Multi-Asset Passive FOF for 10 Years
If you had started a ₹25,000/month SIP on 2 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Bandhan Multi-Asset Passive FOF's actual NAV for all 121 installments.
You invested
₹30,25,000
121 installments
Value today
₹48,90,109
2 Sept 2026
Absolute gain
+₹18,65,109
+61.7%
XIRR (annualised)
9.34%
money-weighted
The journey, month by month
Worst fall on the way
-16.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
1
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹41,97,579
Modelled at historical FD rates. The fund beat FD by ₹6,92,530.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (4 Sept 2017) | ₹3,25,000 | ₹3,46,106 | +6.5% |
| Year 2 (3 Sept 2018) | ₹6,25,000 | ₹6,80,458 | +8.9% |
| Year 3 (3 Sept 2019) | ₹9,25,000 | ₹9,70,893 | +5% |
| Year 4 (2 Sept 2020) | ₹12,25,000 | ₹13,66,139 | +11.5% |
| Year 5 (2 Sept 2021) | ₹15,25,000 | ₹20,16,443 | +32.2% |
| Year 6 (2 Sept 2022) | ₹18,25,000 | ₹23,63,717 | +29.5% |
| Year 7 (4 Sept 2023) | ₹21,25,000 | ₹29,22,203 | +37.5% |
| Year 8 (2 Sept 2024) | ₹24,25,000 | ₹39,26,164 | +61.9% |
| Year 9 (2 Sept 2025) | ₹27,25,000 | ₹43,63,339 | +60.1% |
| Year 10 (2 Sept 2026) | ₹30,25,000 | ₹48,90,109 | +61.7% |
Best year of the journey: Year 8 (+21.8% market move) · Toughest year: Year 3 (-1%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Same SIP in other Fund of Funds funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Bandhan Multi-Asset Passive FOF's published NAV (source: AMFI) between 2 Sept 2016 and 2 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.