₹1,000 Monthly SIP in Bandhan Value Fund for 10 Years
If you had started a ₹1,000/month SIP on 23 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Bandhan Value Fund's actual NAV for all 121 installments.
You invested
₹1,21,000
121 installments
Value today
₹2,76,545
23 Sept 2026
Absolute gain
+₹1,55,545
+128.5%
XIRR (annualised)
15.71%
money-weighted
The journey, month by month
Worst fall on the way
-42%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
7
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹1,68,505
Modelled at historical FD rates. The fund beat FD by ₹1,08,040.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (25 Sept 2017) | ₹13,000 | ₹15,723 | +20.9% |
| Year 2 (24 Sept 2018) | ₹25,000 | ₹26,644 | +6.6% |
| Year 3 (23 Sept 2019) | ₹37,000 | ₹37,090 | +0.2% |
| Year 4 (23 Sept 2020) | ₹49,000 | ₹47,171 | -3.7% |
| Year 5 (23 Sept 2021) | ₹61,000 | ₹1,09,351 | +79.3% |
| Year 6 (23 Sept 2022) | ₹73,000 | ₹1,31,665 | +80.4% |
| Year 7 (25 Sept 2023) | ₹85,000 | ₹1,76,217 | +107.3% |
| Year 8 (23 Sept 2024) | ₹97,000 | ₹2,69,736 | +178.1% |
| Year 9 (23 Sept 2025) | ₹1,09,000 | ₹2,66,264 | +144.3% |
| Year 10 (23 Sept 2026) | ₹1,21,000 | ₹2,76,545 | +128.5% |
Best year of the journey: Year 5 (+84.8% market move) · Toughest year: Year 9 (-5.5%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Value / Contra funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Bandhan Value Fund's published NAV (source: AMFI) between 23 Sept 2016 and 23 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.