₹2,000 Monthly SIP in Bandhan Value Fund for 10 Years
If you had started a ₹2,000/month SIP on 5 Oct 2016 and never stopped — through every crash and rally — here is exactly what happened, using Bandhan Value Fund's actual NAV for all 121 installments.
You invested
₹2,42,000
121 installments
Value today
₹5,31,611
5 Oct 2026
Absolute gain
+₹2,89,611
+119.7%
XIRR (annualised)
15.1%
money-weighted
The journey, month by month
Worst fall on the way
-42%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
8
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,35,760
Modelled at historical FD rates. The fund beat FD by ₹1,95,851.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (5 Oct 2017) | ₹26,000 | ₹31,188 | +20% |
| Year 2 (5 Oct 2018) | ₹50,000 | ₹48,784 | -2.4% |
| Year 3 (7 Oct 2019) | ₹74,000 | ₹68,333 | -7.7% |
| Year 4 (5 Oct 2020) | ₹98,000 | ₹97,491 | -0.5% |
| Year 5 (5 Oct 2021) | ₹1,22,000 | ₹2,19,212 | +79.7% |
| Year 6 (6 Oct 2022) | ₹1,46,000 | ₹2,62,973 | +80.1% |
| Year 7 (5 Oct 2023) | ₹1,70,000 | ₹3,47,901 | +104.6% |
| Year 8 (7 Oct 2024) | ₹1,94,000 | ₹5,08,927 | +162.3% |
| Year 9 (6 Oct 2025) | ₹2,18,000 | ₹5,27,050 | +141.8% |
| Year 10 (5 Oct 2026) | ₹2,42,000 | ₹5,31,611 | +119.7% |
Best year of the journey: Year 5 (+80.4% market move) · Toughest year: Year 2 (-11.6%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Value / Contra funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Bandhan Value Fund's published NAV (source: AMFI) between 5 Oct 2016 and 5 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.