₹2,000 Monthly SIP in NIPPON INDIA VALUE FUND for 10 Years
If you had started a ₹2,000/month SIP on 5 Oct 2016 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA VALUE FUND's actual NAV for all 121 installments.
You invested
₹2,42,000
121 installments
Value today
₹5,29,912
5 Oct 2026
Absolute gain
+₹2,87,912
+119%
XIRR (annualised)
15.04%
money-weighted
The journey, month by month
Worst fall on the way
-35.7%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
7
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,35,760
Modelled at historical FD rates. The fund beat FD by ₹1,94,152.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (5 Oct 2017) | ₹26,000 | ₹29,739 | +14.4% |
| Year 2 (5 Oct 2018) | ₹50,000 | ₹49,378 | -1.2% |
| Year 3 (7 Oct 2019) | ₹74,000 | ₹77,244 | +4.4% |
| Year 4 (5 Oct 2020) | ₹98,000 | ₹1,06,277 | +8.4% |
| Year 5 (5 Oct 2021) | ₹1,22,000 | ₹2,14,641 | +75.9% |
| Year 6 (6 Oct 2022) | ₹1,46,000 | ₹2,42,618 | +66.2% |
| Year 7 (5 Oct 2023) | ₹1,70,000 | ₹3,22,338 | +89.6% |
| Year 8 (7 Oct 2024) | ₹1,94,000 | ₹5,13,248 | +164.6% |
| Year 9 (6 Oct 2025) | ₹2,18,000 | ₹5,44,248 | +149.7% |
| Year 10 (5 Oct 2026) | ₹2,42,000 | ₹5,29,912 | +119% |
Best year of the journey: Year 5 (+64.8% market move) · Toughest year: Year 2 (-8.1%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Same SIP in other Value / Contra funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA VALUE FUND's published NAV (source: AMFI) between 5 Oct 2016 and 5 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.