₹25,000 Monthly SIP in NIPPON INDIA VALUE FUND for 10 Years
If you had started a ₹25,000/month SIP on 5 Oct 2016 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA VALUE FUND's actual NAV for all 121 installments.
You invested
₹30,25,000
121 installments
Value today
₹66,23,896
5 Oct 2026
Absolute gain
+₹35,98,896
+119%
XIRR (annualised)
15.04%
money-weighted
The journey, month by month
Worst fall on the way
-35.7%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
7
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹41,97,003
Modelled at historical FD rates. The fund beat FD by ₹24,26,893.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (5 Oct 2017) | ₹3,25,000 | ₹3,71,738 | +14.4% |
| Year 2 (5 Oct 2018) | ₹6,25,000 | ₹6,17,222 | -1.2% |
| Year 3 (7 Oct 2019) | ₹9,25,000 | ₹9,65,549 | +4.4% |
| Year 4 (5 Oct 2020) | ₹12,25,000 | ₹13,28,461 | +8.4% |
| Year 5 (5 Oct 2021) | ₹15,25,000 | ₹26,83,010 | +75.9% |
| Year 6 (6 Oct 2022) | ₹18,25,000 | ₹30,32,720 | +66.2% |
| Year 7 (5 Oct 2023) | ₹21,25,000 | ₹40,29,231 | +89.6% |
| Year 8 (7 Oct 2024) | ₹24,25,000 | ₹64,15,605 | +164.6% |
| Year 9 (6 Oct 2025) | ₹27,25,000 | ₹68,03,094 | +149.7% |
| Year 10 (5 Oct 2026) | ₹30,25,000 | ₹66,23,896 | +119% |
Best year of the journey: Year 5 (+64.8% market move) · Toughest year: Year 2 (-8.1%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Value / Contra funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA VALUE FUND's published NAV (source: AMFI) between 5 Oct 2016 and 5 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.