₹10,000 Monthly SIP in NIPPON INDIA VALUE FUND for 10 Years
If you had started a ₹10,000/month SIP on 5 Oct 2016 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA VALUE FUND's actual NAV for all 121 installments.
You invested
₹12,10,000
121 installments
Value today
₹26,49,559
5 Oct 2026
Absolute gain
+₹14,39,559
+119%
XIRR (annualised)
15.04%
money-weighted
The journey, month by month
Worst fall on the way
-35.7%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
7
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,78,801
Modelled at historical FD rates. The fund beat FD by ₹9,70,758.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (5 Oct 2017) | ₹1,30,000 | ₹1,48,695 | +14.4% |
| Year 2 (5 Oct 2018) | ₹2,50,000 | ₹2,46,889 | -1.2% |
| Year 3 (7 Oct 2019) | ₹3,70,000 | ₹3,86,220 | +4.4% |
| Year 4 (5 Oct 2020) | ₹4,90,000 | ₹5,31,384 | +8.4% |
| Year 5 (5 Oct 2021) | ₹6,10,000 | ₹10,73,204 | +75.9% |
| Year 6 (6 Oct 2022) | ₹7,30,000 | ₹12,13,088 | +66.2% |
| Year 7 (5 Oct 2023) | ₹8,50,000 | ₹16,11,692 | +89.6% |
| Year 8 (7 Oct 2024) | ₹9,70,000 | ₹25,66,242 | +164.6% |
| Year 9 (6 Oct 2025) | ₹10,90,000 | ₹27,21,238 | +149.7% |
| Year 10 (5 Oct 2026) | ₹12,10,000 | ₹26,49,559 | +119% |
Best year of the journey: Year 5 (+64.8% market move) · Toughest year: Year 2 (-8.1%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Value / Contra funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA VALUE FUND's published NAV (source: AMFI) between 5 Oct 2016 and 5 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.