₹25,000 Monthly SIP in Invesco India Contra Fund for 10 Years
If you had started a ₹25,000/month SIP on 5 Oct 2016 and never stopped — through every crash and rally — here is exactly what happened, using Invesco India Contra Fund's actual NAV for all 121 installments.
You invested
₹30,25,000
121 installments
Value today
₹65,87,827
5 Oct 2026
Absolute gain
+₹35,62,827
+117.8%
XIRR (annualised)
14.94%
money-weighted
The journey, month by month
Worst fall on the way
-35.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹41,97,003
Modelled at historical FD rates. The fund beat FD by ₹23,90,824.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (5 Oct 2017) | ₹3,25,000 | ₹3,66,209 | +12.7% |
| Year 2 (5 Oct 2018) | ₹6,25,000 | ₹6,68,318 | +6.9% |
| Year 3 (7 Oct 2019) | ₹9,25,000 | ₹9,97,772 | +7.9% |
| Year 4 (5 Oct 2020) | ₹12,25,000 | ₹14,31,744 | +16.9% |
| Year 5 (5 Oct 2021) | ₹15,25,000 | ₹26,37,470 | +72.9% |
| Year 6 (6 Oct 2022) | ₹18,25,000 | ₹30,20,507 | +65.5% |
| Year 7 (5 Oct 2023) | ₹21,25,000 | ₹38,91,352 | +83.1% |
| Year 8 (7 Oct 2024) | ₹24,25,000 | ₹61,80,926 | +154.9% |
| Year 9 (6 Oct 2025) | ₹27,25,000 | ₹65,47,626 | +140.3% |
| Year 10 (5 Oct 2026) | ₹30,25,000 | ₹65,87,827 | +117.8% |
Best year of the journey: Year 5 (+52.3% market move) · Toughest year: Year 10 (-3.8%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Value / Contra funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Invesco India Contra Fund's published NAV (source: AMFI) between 5 Oct 2016 and 5 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.
