Official AMFI data
Arthkar — Understand Money, Invest Smartly
Computed from real daily NAV — not projections

₹5,000 Monthly SIP in Invesco India Contra Fund for 10 Years

If you had started a ₹5,000/month SIP on 18 Aug 2016 and never stopped — through every crash and rally — here is exactly what happened, using Invesco India Contra Fund's actual NAV for all 121 installments.

You invested

₹6,05,000

121 installments

Value today

₹14,34,041

18 Aug 2026

Absolute gain

+₹8,29,041

+137%

XIRR (annualised)

16.42%

money-weighted

The journey, month by month

Portfolio value Amount invested

Worst fall on the way

-35.2%

Deepest drop from peak. This is what you had to sit through.

Corrections survived

6

Falls of 10%+ during the period. Every one recovered.

Same SIP in a fixed deposit

₹8,42,229

Modelled at historical FD rates. The fund beat FD by ₹5,91,812.

Year-by-year progress

YearInvestedValueOverall gain
Year 1 (18 Aug 2017)₹65,000₹72,425+11.4%
Year 2 (20 Aug 2018)₹1,25,000₹1,57,164+25.7%
Year 3 (19 Aug 2019)₹1,85,000₹1,99,870+8%
Year 4 (18 Aug 2020)₹2,45,000₹2,92,435+19.4%
Year 5 (18 Aug 2021)₹3,05,000₹5,09,770+67.1%
Year 6 (18 Aug 2022)₹3,65,000₹6,22,597+70.6%
Year 7 (18 Aug 2023)₹4,25,000₹7,66,620+80.4%
Year 8 (19 Aug 2024)₹4,85,000₹12,35,848+154.8%
Year 9 (18 Aug 2025)₹5,45,000₹13,38,951+145.7%
Year 10 (18 Aug 2026)₹6,05,000₹14,34,041+137%

Best year of the journey: Year 8 (+49.5% market move) · Toughest year: Year 3 (-8%)

Wealth Time Machine

Watch this exact journey as a 60-second cinematic replay

Every crash headline, every recovery — with your money in it.

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Same SIP in other Value / Contra funds

Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Invesco India Contra Fund's published NAV (source: AMFI) between 18 Aug 2016 and 18 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.