₹2,000 Monthly SIP in BANK OF INDIA Manufacturing & Infrastructure Fund for 10 Years
If you had started a ₹2,000/month SIP on 4 Jul 2016 and never stopped — through every crash and rally — here is exactly what happened, using BANK OF INDIA Manufacturing & Infrastructure Fund's actual NAV for all 121 installments.
You invested
₹2,42,000
121 installments
Value today
₹7,83,019
3 Jul 2026
Absolute gain
+₹5,41,019
+223.6%
XIRR (annualised)
22.32%
money-weighted
The journey, month by month
Worst fall on the way
-30.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,36,200
Modelled at historical FD rates. The fund beat FD by ₹4,46,819.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Jul 2017) | ₹26,000 | ₹29,226 | +12.4% |
| Year 2 (3 Jul 2018) | ₹50,000 | ₹55,587 | +11.2% |
| Year 3 (3 Jul 2019) | ₹74,000 | ₹79,103 | +6.9% |
| Year 4 (3 Jul 2020) | ₹98,000 | ₹98,822 | +0.8% |
| Year 5 (5 Jul 2021) | ₹1,22,000 | ₹2,05,703 | +68.6% |
| Year 6 (4 Jul 2022) | ₹1,46,000 | ₹2,30,725 | +58% |
| Year 7 (3 Jul 2023) | ₹1,70,000 | ₹3,43,124 | +101.8% |
| Year 8 (3 Jul 2024) | ₹1,94,000 | ₹6,10,713 | +214.8% |
| Year 9 (3 Jul 2025) | ₹2,18,000 | ₹6,47,689 | +197.1% |
| Year 10 (3 Jul 2026) | ₹2,42,000 | ₹7,83,019 | +223.6% |
Best year of the journey: Year 5 (+67.5% market move) · Toughest year: Year 4 (-4.2%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using BANK OF INDIA Manufacturing & Infrastructure Fund's published NAV (source: AMFI) between 4 Jul 2016 and 3 Jul 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.