₹2,000 Monthly SIP in BANK OF INDIA Manufacturing & Infrastructure Fund for 10 Years
If you had started a ₹2,000/month SIP on 29 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using BANK OF INDIA Manufacturing & Infrastructure Fund's actual NAV for all 121 installments.
You invested
₹2,42,000
121 installments
Value today
₹7,69,906
29 Sept 2026
Absolute gain
+₹5,27,906
+218.1%
XIRR (annualised)
21.74%
money-weighted
The journey, month by month
Worst fall on the way
-30.5%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,37,352
Modelled at historical FD rates. The fund beat FD by ₹4,32,554.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (29 Sept 2017) | ₹26,000 | ₹29,727 | +14.3% |
| Year 2 (1 Oct 2018) | ₹52,000 | ₹51,233 | -1.5% |
| Year 3 (30 Sept 2019) | ₹74,000 | ₹75,101 | +1.5% |
| Year 4 (29 Sept 2020) | ₹98,000 | ₹1,10,262 | +12.5% |
| Year 5 (29 Sept 2021) | ₹1,22,000 | ₹2,16,864 | +77.8% |
| Year 6 (29 Sept 2022) | ₹1,46,000 | ₹2,56,115 | +75.4% |
| Year 7 (29 Sept 2023) | ₹1,70,000 | ₹3,75,114 | +120.7% |
| Year 8 (30 Sept 2024) | ₹1,94,000 | ₹6,24,569 | +221.9% |
| Year 9 (29 Sept 2025) | ₹2,18,000 | ₹6,21,540 | +185.1% |
| Year 10 (29 Sept 2026) | ₹2,42,000 | ₹7,69,906 | +218.1% |
Best year of the journey: Year 5 (+61.5% market move) · Toughest year: Year 2 (-8.1%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using BANK OF INDIA Manufacturing & Infrastructure Fund's published NAV (source: AMFI) between 29 Sept 2016 and 29 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.