₹2,000 Monthly SIP in CPSE ETF for 3 Years
If you had started a ₹2,000/month SIP on 22 Sept 2023 and never stopped — through every crash and rally — here is exactly what happened, using CPSE ETF's actual NAV for all 37 installments.
You invested
₹74,000
37 installments
Value today
₹81,597
22 Sept 2026
Absolute gain
+₹7,597
+10.3%
XIRR (annualised)
6.38%
money-weighted
The journey, month by month
Worst fall on the way
-15%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
3
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹82,472
Modelled at historical FD rates. The fund trailed FD by ₹875.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (23 Sept 2024) | ₹26,000 | ₹35,548 | +36.7% |
| Year 2 (22 Sept 2025) | ₹50,000 | ₹58,432 | +16.9% |
| Year 3 (22 Sept 2026) | ₹74,000 | ₹81,597 | +10.3% |
Best year of the journey: Year 1 (+36.7% market move) · Toughest year: Year 2 (-1.9%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using CPSE ETF's published NAV (source: AMFI) between 22 Sept 2023 and 22 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.