₹2,000 Monthly SIP in CPSE ETF for 10 Years
If you had started a ₹2,000/month SIP on 28 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using CPSE ETF's actual NAV for all 121 installments.
You invested
₹2,42,000
121 installments
Value today
₹6,64,098
28 Sept 2026
Absolute gain
+₹4,22,098
+174.4%
XIRR (annualised)
19.04%
money-weighted
The journey, month by month
Worst fall on the way
-35.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
11
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,37,296
Modelled at historical FD rates. The fund beat FD by ₹3,26,802.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (28 Sept 2017) | ₹26,000 | ₹27,138 | +4.4% |
| Year 2 (28 Sept 2018) | ₹50,000 | ₹48,332 | -3.3% |
| Year 3 (30 Sept 2019) | ₹74,000 | ₹65,951 | -10.9% |
| Year 4 (28 Sept 2020) | ₹98,000 | ₹67,724 | -30.9% |
| Year 5 (28 Sept 2021) | ₹1,22,000 | ₹1,50,705 | +23.5% |
| Year 6 (28 Sept 2022) | ₹1,46,000 | ₹2,00,678 | +37.5% |
| Year 7 (28 Sept 2023) | ₹1,70,000 | ₹3,37,961 | +98.8% |
| Year 8 (30 Sept 2024) | ₹1,94,000 | ₹6,85,744 | +253.5% |
| Year 9 (29 Sept 2025) | ₹2,18,000 | ₹6,48,753 | +197.6% |
| Year 10 (28 Sept 2026) | ₹2,42,000 | ₹6,64,098 | +174.4% |
Best year of the journey: Year 8 (+89.5% market move) · Toughest year: Year 4 (-24.7%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using CPSE ETF's published NAV (source: AMFI) between 28 Sept 2016 and 28 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.