₹25,000 Monthly SIP in CPSE ETF for 10 Years
If you had started a ₹25,000/month SIP on 26 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using CPSE ETF's actual NAV for all 121 installments.
You invested
₹30,25,000
121 installments
Value today
₹84,52,874
24 Sept 2026
Absolute gain
+₹54,27,874
+179.4%
XIRR (annualised)
19.41%
money-weighted
The journey, month by month
Worst fall on the way
-35.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
11
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹42,13,326
Modelled at historical FD rates. The fund beat FD by ₹42,39,548.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (25 Sept 2017) | ₹3,25,000 | ₹3,36,617 | +3.6% |
| Year 2 (24 Sept 2018) | ₹6,25,000 | ₹6,14,528 | -1.7% |
| Year 3 (24 Sept 2019) | ₹9,25,000 | ₹8,17,770 | -11.6% |
| Year 4 (24 Sept 2020) | ₹12,25,000 | ₹8,00,457 | -34.7% |
| Year 5 (24 Sept 2021) | ₹15,25,000 | ₹18,07,024 | +18.5% |
| Year 6 (26 Sept 2022) | ₹18,25,000 | ₹25,18,635 | +38% |
| Year 7 (25 Sept 2023) | ₹21,25,000 | ₹42,11,526 | +98.2% |
| Year 8 (24 Sept 2024) | ₹24,25,000 | ₹85,19,222 | +251.3% |
| Year 9 (24 Sept 2025) | ₹27,25,000 | ₹82,09,329 | +201.3% |
| Year 10 (24 Sept 2026) | ₹30,25,000 | ₹84,52,874 | +179.4% |
Best year of the journey: Year 8 (+88.8% market move) · Toughest year: Year 4 (-28.4%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using CPSE ETF's published NAV (source: AMFI) between 26 Sept 2016 and 24 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.