₹1,000 Monthly SIP in DSP Dynamic Asset Allocation Fund for 10 Years
If you had started a ₹1,000/month SIP on 6 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using DSP Dynamic Asset Allocation Fund's actual NAV for all 121 installments.
You invested
₹1,21,000
121 installments
Value today
₹2,04,776
3 Sept 2026
Absolute gain
+₹83,776
+69.2%
XIRR (annualised)
10.21%
money-weighted
The journey, month by month
Worst fall on the way
-17.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
1
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹1,67,933
Modelled at historical FD rates. The fund beat FD by ₹36,843.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (4 Sept 2017) | ₹13,000 | ₹13,785 | +6% |
| Year 2 (3 Sept 2018) | ₹25,000 | ₹26,547 | +6.2% |
| Year 3 (3 Sept 2019) | ₹37,000 | ₹40,383 | +9.1% |
| Year 4 (3 Sept 2020) | ₹49,000 | ₹58,296 | +19% |
| Year 5 (3 Sept 2021) | ₹61,000 | ₹83,262 | +36.5% |
| Year 6 (5 Sept 2022) | ₹73,000 | ₹97,881 | +34.1% |
| Year 7 (4 Sept 2023) | ₹85,000 | ₹1,20,205 | +41.4% |
| Year 8 (3 Sept 2024) | ₹97,000 | ₹1,60,755 | +65.7% |
| Year 9 (3 Sept 2025) | ₹1,09,000 | ₹1,81,629 | +66.6% |
| Year 10 (3 Sept 2026) | ₹1,21,000 | ₹2,04,776 | +69.2% |
Best year of the journey: Year 8 (+21.6% market move) · Toughest year: Year 6 (2.7%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Dynamic Asset Allocation / BAF funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using DSP Dynamic Asset Allocation Fund's published NAV (source: AMFI) between 6 Sept 2016 and 3 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.