₹2,000 Monthly SIP in DSP Dynamic Asset Allocation Fund for 10 Years
If you had started a ₹2,000/month SIP on 6 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using DSP Dynamic Asset Allocation Fund's actual NAV for all 121 installments.
You invested
₹2,42,000
121 installments
Value today
₹4,09,552
3 Sept 2026
Absolute gain
+₹1,67,552
+69.2%
XIRR (annualised)
10.21%
money-weighted
The journey, month by month
Worst fall on the way
-17.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
1
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,35,867
Modelled at historical FD rates. The fund beat FD by ₹73,685.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (4 Sept 2017) | ₹26,000 | ₹27,571 | +6% |
| Year 2 (3 Sept 2018) | ₹50,000 | ₹53,095 | +6.2% |
| Year 3 (3 Sept 2019) | ₹74,000 | ₹80,765 | +9.1% |
| Year 4 (3 Sept 2020) | ₹98,000 | ₹1,16,592 | +19% |
| Year 5 (3 Sept 2021) | ₹1,22,000 | ₹1,66,524 | +36.5% |
| Year 6 (5 Sept 2022) | ₹1,46,000 | ₹1,95,763 | +34.1% |
| Year 7 (4 Sept 2023) | ₹1,70,000 | ₹2,40,410 | +41.4% |
| Year 8 (3 Sept 2024) | ₹1,94,000 | ₹3,21,510 | +65.7% |
| Year 9 (3 Sept 2025) | ₹2,18,000 | ₹3,63,259 | +66.6% |
| Year 10 (3 Sept 2026) | ₹2,42,000 | ₹4,09,552 | +69.2% |
Best year of the journey: Year 8 (+21.6% market move) · Toughest year: Year 6 (2.7%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Dynamic Asset Allocation / BAF funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using DSP Dynamic Asset Allocation Fund's published NAV (source: AMFI) between 6 Sept 2016 and 3 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.