₹2,000 Monthly SIP in DSP Large & Mid Cap Fund for 10 Years
If you had started a ₹2,000/month SIP on 12 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using DSP Large & Mid Cap Fund's actual NAV for all 121 installments.
You invested
₹2,42,000
121 installments
Value today
₹5,28,027
10 Sept 2026
Absolute gain
+₹2,86,027
+118.2%
XIRR (annualised)
14.94%
money-weighted
The journey, month by month
Worst fall on the way
-35.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
5
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,36,267
Modelled at historical FD rates. The fund beat FD by ₹1,91,760.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (11 Sept 2017) | ₹26,000 | ₹29,855 | +14.8% |
| Year 2 (10 Sept 2018) | ₹50,000 | ₹55,364 | +10.7% |
| Year 3 (11 Sept 2019) | ₹74,000 | ₹78,085 | +5.5% |
| Year 4 (10 Sept 2020) | ₹98,000 | ₹1,06,928 | +9.1% |
| Year 5 (13 Sept 2021) | ₹1,22,000 | ₹2,09,398 | +71.6% |
| Year 6 (12 Sept 2022) | ₹1,46,000 | ₹2,40,001 | +64.4% |
| Year 7 (11 Sept 2023) | ₹1,70,000 | ₹3,14,582 | +85% |
| Year 8 (10 Sept 2024) | ₹1,94,000 | ₹4,89,524 | +152.3% |
| Year 9 (10 Sept 2025) | ₹2,18,000 | ₹5,04,748 | +131.5% |
| Year 10 (10 Sept 2026) | ₹2,42,000 | ₹5,28,027 | +118.2% |
Best year of the journey: Year 5 (+59.9% market move) · Toughest year: Year 9 (-1.7%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using DSP Large & Mid Cap Fund's published NAV (source: AMFI) between 12 Sept 2016 and 10 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.