₹5,000 Monthly SIP in DSP Large & Mid Cap Fund for 10 Years
If you had started a ₹5,000/month SIP on 5 Oct 2016 and never stopped — through every crash and rally — here is exactly what happened, using DSP Large & Mid Cap Fund's actual NAV for all 121 installments.
You invested
₹6,05,000
121 installments
Value today
₹12,53,670
5 Oct 2026
Absolute gain
+₹6,48,670
+107.2%
XIRR (annualised)
14.01%
money-weighted
The journey, month by month
Worst fall on the way
-35.1%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
5
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹8,39,401
Modelled at historical FD rates. The fund beat FD by ₹4,14,269.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (5 Oct 2017) | ₹65,000 | ₹72,159 | +11% |
| Year 2 (5 Oct 2018) | ₹1,25,000 | ₹1,22,663 | -1.9% |
| Year 3 (7 Oct 2019) | ₹1,85,000 | ₹1,98,046 | +7.1% |
| Year 4 (5 Oct 2020) | ₹2,45,000 | ₹2,67,098 | +9% |
| Year 5 (5 Oct 2021) | ₹3,05,000 | ₹5,25,295 | +72.2% |
| Year 6 (6 Oct 2022) | ₹3,65,000 | ₹5,75,276 | +57.6% |
| Year 7 (5 Oct 2023) | ₹4,25,000 | ₹7,57,136 | +78.1% |
| Year 8 (7 Oct 2024) | ₹4,85,000 | ₹11,81,808 | +143.7% |
| Year 9 (6 Oct 2025) | ₹5,45,000 | ₹12,62,846 | +131.7% |
| Year 10 (5 Oct 2026) | ₹6,05,000 | ₹12,53,670 | +107.2% |
Best year of the journey: Year 5 (+60.6% market move) · Toughest year: Year 2 (-7.2%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using DSP Large & Mid Cap Fund's published NAV (source: AMFI) between 5 Oct 2016 and 5 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.