₹25,000 Monthly SIP in DSP Natural Resources and New Energy Fund for 5 Years
If you had started a ₹25,000/month SIP on 29 Sept 2021 and never stopped — through every crash and rally — here is exactly what happened, using DSP Natural Resources and New Energy Fund's actual NAV for all 61 installments.
You invested
₹15,25,000
61 installments
Value today
₹23,27,388
29 Sept 2026
Absolute gain
+₹8,02,388
+52.6%
XIRR (annualised)
16.69%
money-weighted
The journey, month by month
Worst fall on the way
-14.7%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
2
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹17,95,806
Modelled at historical FD rates. The fund beat FD by ₹5,31,582.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (29 Sept 2022) | ₹3,25,000 | ₹3,02,495 | -6.9% |
| Year 2 (29 Sept 2023) | ₹6,25,000 | ₹7,46,926 | +19.5% |
| Year 3 (30 Sept 2024) | ₹9,25,000 | ₹15,16,034 | +63.9% |
| Year 4 (29 Sept 2025) | ₹12,25,000 | ₹17,63,878 | +44% |
| Year 5 (29 Sept 2026) | ₹15,25,000 | ₹23,27,388 | +52.6% |
Best year of the journey: Year 3 (+44.8% market move) · Toughest year: Year 1 (-6.9%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using DSP Natural Resources and New Energy Fund's published NAV (source: AMFI) between 29 Sept 2021 and 29 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.