₹25,000 Monthly SIP in DSP Natural Resources and New Energy Fund for 10 Years
If you had started a ₹25,000/month SIP on 30 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using DSP Natural Resources and New Energy Fund's actual NAV for all 121 installments.
You invested
₹30,25,000
121 installments
Value today
₹77,32,791
30 Sept 2026
Absolute gain
+₹47,07,791
+155.6%
XIRR (annualised)
17.72%
money-weighted
The journey, month by month
Worst fall on the way
-38.5%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
7
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹42,17,479
Modelled at historical FD rates. The fund beat FD by ₹35,15,312.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (30 Sept 2017) | ₹3,25,000 | ₹3,92,049 | +20.6% |
| Year 2 (1 Oct 2018) | ₹6,50,000 | ₹7,02,928 | +8.1% |
| Year 3 (30 Sept 2019) | ₹9,25,000 | ₹9,20,289 | -0.5% |
| Year 4 (30 Sept 2020) | ₹12,25,000 | ₹11,45,040 | -6.5% |
| Year 5 (30 Sept 2021) | ₹15,25,000 | ₹26,22,869 | +72% |
| Year 6 (30 Sept 2022) | ₹18,25,000 | ₹27,45,998 | +50.5% |
| Year 7 (3 Oct 2023) | ₹21,50,000 | ₹39,54,716 | +83.9% |
| Year 8 (30 Sept 2024) | ₹24,25,000 | ₹64,80,531 | +167.2% |
| Year 9 (30 Sept 2025) | ₹27,25,000 | ₹65,22,009 | +139.3% |
| Year 10 (30 Sept 2026) | ₹30,25,000 | ₹77,32,791 | +155.6% |
Best year of the journey: Year 5 (+81.5% market move) · Toughest year: Year 4 (-6.2%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using DSP Natural Resources and New Energy Fund's published NAV (source: AMFI) between 30 Sept 2016 and 30 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.