What would a ₹25,000 monthly SIP in DSP Value Fund be worth after 3 years?

Based on real NAV history from 3 Jul 2023 to 2 Jul 2026, a ₹25,000/month SIP (37 installments, ₹9,25,000 invested) would be worth ₹11,34,633 — an XIRR of 14.09%.

How does this compare to a fixed deposit?

The same SIP into a fixed deposit (at historical FD rates) would be worth approximately ₹10,26,900. The fund beat FD by ₹1,07,733.

How risky was this journey?

The portfolio fell up to 6.7% from its peak at the worst point, and survived 0 corrections of 10% or more. Staying invested through those falls is what produced the final return.

Computed from real daily NAV — not projections

₹25,000 Monthly SIP in DSP Value Fund for 3 Years

If you had started a ₹25,000/month SIP on 3 Jul 2023 and never stopped — through every crash and rally — here is exactly what happened, using DSP Value Fund's actual NAV for all 37 installments.

You invested

₹9,25,000

37 installments

Value today

₹11,34,633

2 Jul 2026

Absolute gain

+₹2,09,633

+22.7%

XIRR (annualised)

14.09%

money-weighted

The journey, month by month

Portfolio value Amount invested

Worst fall on the way

-6.7%

Deepest drop from peak. This is what you had to sit through.

Corrections survived

Falls of 10%+ during the period. Every one recovered.

Same SIP in a fixed deposit

₹10,26,900

Modelled at historical FD rates. The fund beat FD by ₹1,07,733.

Year-by-year progress

Year	Invested	Value	Overall gain
Year 1 (2 Jul 2024)	₹3,25,000	₹3,86,427	+18.9%
Year 2 (2 Jul 2025)	₹6,25,000	₹7,38,875	+18.2%
Year 3 (2 Jul 2026)	₹9,25,000	₹11,34,633	+22.7%

Best year of the journey: Year 1 (+18.9% market move) · Toughest year: Year 2 (7.6%)

Wealth Time Machine

Watch this exact journey as a 60-second cinematic replay

Every crash headline, every recovery — with your money in it.

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Same SIP in other Value / Contra funds

Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using DSP Value Fund's published NAV (source: AMFI) between 3 Jul 2023 and 2 Jul 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.