₹25,000 Monthly SIP in DSP Value Fund for 5 Years
If you had started a ₹25,000/month SIP on 30 Aug 2021 and never stopped — through every crash and rally — here is exactly what happened, using DSP Value Fund's actual NAV for all 61 installments.
You invested
₹15,25,000
61 installments
Value today
₹22,55,577
28 Aug 2026
Absolute gain
+₹7,30,577
+47.9%
XIRR (annualised)
15.46%
money-weighted
The journey, month by month
Worst fall on the way
-7.7%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹17,93,362
Modelled at historical FD rates. The fund beat FD by ₹4,62,215.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (29 Aug 2022) | ₹3,25,000 | ₹3,28,371 | +1% |
| Year 2 (29 Aug 2023) | ₹6,25,000 | ₹7,18,891 | +15% |
| Year 3 (28 Aug 2024) | ₹9,25,000 | ₹13,84,839 | +49.7% |
| Year 4 (28 Aug 2025) | ₹12,25,000 | ₹17,20,958 | +40.5% |
| Year 5 (28 Aug 2026) | ₹15,25,000 | ₹22,55,577 | +47.9% |
Best year of the journey: Year 3 (+35.9% market move) · Toughest year: Year 1 (1%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Value / Contra funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using DSP Value Fund's published NAV (source: AMFI) between 30 Aug 2021 and 28 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.