₹10,000 Monthly SIP in Franklin Build India Fund for 10 Years
If you had started a ₹10,000/month SIP on 28 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Franklin Build India Fund's actual NAV for all 121 installments.
You invested
₹12,10,000
121 installments
Value today
₹31,84,136
28 Sept 2026
Absolute gain
+₹19,74,136
+163.2%
XIRR (annualised)
18.27%
money-weighted
The journey, month by month
Worst fall on the way
-38.3%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
7
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,86,473
Modelled at historical FD rates. The fund beat FD by ₹14,97,663.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (28 Sept 2017) | ₹1,30,000 | ₹1,40,795 | +8.3% |
| Year 2 (28 Sept 2018) | ₹2,50,000 | ₹2,59,454 | +3.8% |
| Year 3 (30 Sept 2019) | ₹3,70,000 | ₹3,96,296 | +7.1% |
| Year 4 (28 Sept 2020) | ₹4,90,000 | ₹4,44,505 | -9.3% |
| Year 5 (28 Sept 2021) | ₹6,10,000 | ₹10,27,443 | +68.4% |
| Year 6 (28 Sept 2022) | ₹7,30,000 | ₹11,93,115 | +63.4% |
| Year 7 (29 Sept 2023) | ₹8,50,000 | ₹18,59,173 | +118.7% |
| Year 8 (30 Sept 2024) | ₹9,70,000 | ₹31,22,227 | +221.9% |
| Year 9 (29 Sept 2025) | ₹10,90,000 | ₹31,32,656 | +187.4% |
| Year 10 (28 Sept 2026) | ₹12,10,000 | ₹31,84,136 | +163.2% |
Best year of the journey: Year 5 (+82% market move) · Toughest year: Year 4 (-13.9%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Franklin Build India Fund's published NAV (source: AMFI) between 28 Sept 2016 and 28 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.