₹10,000 Monthly SIP in Franklin India Large & Mid Cap Fund for 10 Years
If you had started a ₹10,000/month SIP on 2 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Franklin India Large & Mid Cap Fund's actual NAV for all 121 installments.
You invested
₹12,10,000
121 installments
Value today
₹24,15,013
2 Sept 2026
Absolute gain
+₹12,05,013
+99.6%
XIRR (annualised)
13.32%
money-weighted
The journey, month by month
Worst fall on the way
-39.4%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
5
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,79,070
Modelled at historical FD rates. The fund beat FD by ₹7,35,943.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (4 Sept 2017) | ₹1,30,000 | ₹1,41,576 | +8.9% |
| Year 2 (3 Sept 2018) | ₹2,50,000 | ₹2,86,289 | +14.5% |
| Year 3 (3 Sept 2019) | ₹3,70,000 | ₹3,61,493 | -2.3% |
| Year 4 (2 Sept 2020) | ₹4,90,000 | ₹4,97,136 | +1.5% |
| Year 5 (2 Sept 2021) | ₹6,10,000 | ₹9,72,299 | +59.4% |
| Year 6 (2 Sept 2022) | ₹7,30,000 | ₹11,28,648 | +54.6% |
| Year 7 (4 Sept 2023) | ₹8,50,000 | ₹14,09,187 | +65.8% |
| Year 8 (2 Sept 2024) | ₹9,70,000 | ₹20,98,088 | +116.3% |
| Year 9 (2 Sept 2025) | ₹10,90,000 | ₹22,57,919 | +107.1% |
| Year 10 (2 Sept 2026) | ₹12,10,000 | ₹24,15,013 | +99.6% |
Best year of the journey: Year 5 (+57.6% market move) · Toughest year: Year 3 (-11%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Franklin India Large & Mid Cap Fund's published NAV (source: AMFI) between 2 Sept 2016 and 2 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.