₹1,000 Monthly SIP in Franklin India Low Duration Fund - Monthly for 5 Years
If you had started a ₹1,000/month SIP on 7 Aug 2017 and never stopped — through every crash and rally — here is exactly what happened, using Franklin India Low Duration Fund - Monthly's actual NAV for all 61 installments.
You invested
₹61,000
61 installments
Value today
₹84,728
7 Aug 2022
Absolute gain
+₹23,728
+38.9%
XIRR (annualised)
13.22%
money-weighted
The journey, month by month
Worst fall on the way
-6.9%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹71,627
Modelled at historical FD rates. The fund beat FD by ₹13,101.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (7 Aug 2018) | ₹13,000 | ₹13,039 | +0.3% |
| Year 2 (7 Aug 2019) | ₹25,000 | ₹25,041 | +0.2% |
| Year 3 (7 Aug 2020) | ₹37,000 | ₹34,984 | -5.4% |
| Year 4 (9 Aug 2021) | ₹49,000 | ₹51,681 | +5.5% |
| Year 5 (7 Aug 2022) | ₹61,000 | ₹84,728 | +38.9% |
Best year of the journey: Year 5 (+33.1% market move) · Toughest year: Year 3 (-5.6%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Same SIP in other Low Duration funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Franklin India Low Duration Fund - Monthly's published NAV (source: AMFI) between 7 Aug 2017 and 7 Aug 2022; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.