₹5,000 Monthly SIP in Franklin India Low Duration Fund - Monthly for 5 Years
If you had started a ₹5,000/month SIP on 7 Aug 2017 and never stopped — through every crash and rally — here is exactly what happened, using Franklin India Low Duration Fund - Monthly's actual NAV for all 61 installments.
You invested
₹3,05,000
61 installments
Value today
₹4,23,639
7 Aug 2022
Absolute gain
+₹1,18,639
+38.9%
XIRR (annualised)
13.22%
money-weighted
The journey, month by month
Worst fall on the way
-6.9%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,58,137
Modelled at historical FD rates. The fund beat FD by ₹65,502.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (7 Aug 2018) | ₹65,000 | ₹65,197 | +0.3% |
| Year 2 (7 Aug 2019) | ₹1,25,000 | ₹1,25,203 | +0.2% |
| Year 3 (7 Aug 2020) | ₹1,85,000 | ₹1,74,919 | -5.4% |
| Year 4 (9 Aug 2021) | ₹2,45,000 | ₹2,58,406 | +5.5% |
| Year 5 (7 Aug 2022) | ₹3,05,000 | ₹4,23,639 | +38.9% |
Best year of the journey: Year 5 (+33% market move) · Toughest year: Year 3 (-5.6%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Low Duration funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Franklin India Low Duration Fund - Monthly's published NAV (source: AMFI) between 7 Aug 2017 and 7 Aug 2022; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.