₹25,000 Monthly SIP in Franklin India Technology Fund for 5 Years
If you had started a ₹25,000/month SIP on 6 Sept 2021 and never stopped — through every crash and rally — here is exactly what happened, using Franklin India Technology Fund's actual NAV for all 61 installments.
You invested
₹15,25,000
61 installments
Value today
₹19,15,449
4 Sept 2026
Absolute gain
+₹3,90,449
+25.6%
XIRR (annualised)
9.16%
money-weighted
The journey, month by month
Worst fall on the way
-20.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
4
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹17,88,108
Modelled at historical FD rates. The fund beat FD by ₹1,27,341.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (5 Sept 2022) | ₹3,25,000 | ₹2,87,543 | -11.5% |
| Year 2 (4 Sept 2023) | ₹6,25,000 | ₹7,57,450 | +21.2% |
| Year 3 (4 Sept 2024) | ₹9,25,000 | ₹14,89,066 | +61% |
| Year 4 (4 Sept 2025) | ₹12,25,000 | ₹17,11,191 | +39.7% |
| Year 5 (4 Sept 2026) | ₹15,25,000 | ₹19,15,449 | +25.6% |
Best year of the journey: Year 3 (+40.8% market move) · Toughest year: Year 1 (-11.5%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Franklin India Technology Fund's published NAV (source: AMFI) between 6 Sept 2021 and 4 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.