₹25,000 Monthly SIP in Franklin India Technology Fund for 10 Years
If you had started a ₹25,000/month SIP on 2 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Franklin India Technology Fund's actual NAV for all 121 installments.
You invested
₹30,25,000
121 installments
Value today
₹69,88,313
2 Sept 2026
Absolute gain
+₹39,63,313
+131%
XIRR (annualised)
16.06%
money-weighted
The journey, month by month
Worst fall on the way
-29.4%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
5
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹41,97,676
Modelled at historical FD rates. The fund beat FD by ₹27,90,637.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (4 Sept 2017) | ₹3,25,000 | ₹3,42,073 | +5.3% |
| Year 2 (3 Sept 2018) | ₹6,25,000 | ₹8,28,702 | +32.6% |
| Year 3 (3 Sept 2019) | ₹9,25,000 | ₹11,02,228 | +19.2% |
| Year 4 (2 Sept 2020) | ₹12,25,000 | ₹18,29,395 | +49.3% |
| Year 5 (2 Sept 2021) | ₹15,25,000 | ₹34,34,950 | +125.2% |
| Year 6 (2 Sept 2022) | ₹18,25,000 | ₹31,04,216 | +70.1% |
| Year 7 (4 Sept 2023) | ₹21,25,000 | ₹45,53,720 | +114.3% |
| Year 8 (2 Sept 2024) | ₹24,25,000 | ₹71,68,965 | +195.6% |
| Year 9 (2 Sept 2025) | ₹27,25,000 | ₹70,26,551 | +157.9% |
| Year 10 (2 Sept 2026) | ₹30,25,000 | ₹69,88,313 | +131% |
Best year of the journey: Year 5 (+61.3% market move) · Toughest year: Year 6 (-16.9%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Franklin India Technology Fund's published NAV (source: AMFI) between 2 Sept 2016 and 2 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.