₹5,000 Monthly SIP in HSBC Infrastructure Fund for 10 Years
If you had started a ₹5,000/month SIP on 10 Oct 2016 and never stopped — through every crash and rally — here is exactly what happened, using HSBC Infrastructure Fund's actual NAV for all 121 installments.
You invested
₹6,05,000
121 installments
Value today
₹14,91,998
8 Oct 2026
Absolute gain
+₹8,86,998
+146.6%
XIRR (annualised)
17.24%
money-weighted
The journey, month by month
Worst fall on the way
-39.3%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
7
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹8,39,823
Modelled at historical FD rates. The fund beat FD by ₹6,52,175.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (9 Oct 2017) | ₹65,000 | ₹78,671 | +21% |
| Year 2 (8 Oct 2018) | ₹1,25,000 | ₹1,20,402 | -3.7% |
| Year 3 (9 Oct 2019) | ₹1,85,000 | ₹1,79,831 | -2.8% |
| Year 4 (8 Oct 2020) | ₹2,45,000 | ₹2,15,267 | -12.1% |
| Year 5 (8 Oct 2021) | ₹3,05,000 | ₹4,84,985 | +59% |
| Year 6 (10 Oct 2022) | ₹3,65,000 | ₹5,76,848 | +58% |
| Year 7 (9 Oct 2023) | ₹4,25,000 | ₹8,47,538 | +99.4% |
| Year 8 (8 Oct 2024) | ₹4,85,000 | ₹13,63,002 | +181% |
| Year 9 (8 Oct 2025) | ₹5,45,000 | ₹13,38,611 | +145.6% |
| Year 10 (8 Oct 2026) | ₹6,05,000 | ₹14,91,998 | +146.6% |
Best year of the journey: Year 5 (+76.2% market move) · Toughest year: Year 2 (-13.2%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using HSBC Infrastructure Fund's published NAV (source: AMFI) between 10 Oct 2016 and 8 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.