₹10,000 Monthly SIP in HSBC Infrastructure Fund for 10 Years
If you had started a ₹10,000/month SIP on 10 Oct 2016 and never stopped — through every crash and rally — here is exactly what happened, using HSBC Infrastructure Fund's actual NAV for all 121 installments.
You invested
₹12,10,000
121 installments
Value today
₹29,83,995
8 Oct 2026
Absolute gain
+₹17,73,995
+146.6%
XIRR (annualised)
17.24%
money-weighted
The journey, month by month
Worst fall on the way
-39.3%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
7
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,79,645
Modelled at historical FD rates. The fund beat FD by ₹13,04,350.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (9 Oct 2017) | ₹1,30,000 | ₹1,57,342 | +21% |
| Year 2 (8 Oct 2018) | ₹2,50,000 | ₹2,40,805 | -3.7% |
| Year 3 (9 Oct 2019) | ₹3,70,000 | ₹3,59,661 | -2.8% |
| Year 4 (8 Oct 2020) | ₹4,90,000 | ₹4,30,534 | -12.1% |
| Year 5 (8 Oct 2021) | ₹6,10,000 | ₹9,69,970 | +59% |
| Year 6 (10 Oct 2022) | ₹7,30,000 | ₹11,53,695 | +58% |
| Year 7 (9 Oct 2023) | ₹8,50,000 | ₹16,95,077 | +99.4% |
| Year 8 (8 Oct 2024) | ₹9,70,000 | ₹27,26,004 | +181% |
| Year 9 (8 Oct 2025) | ₹10,90,000 | ₹26,77,223 | +145.6% |
| Year 10 (8 Oct 2026) | ₹12,10,000 | ₹29,83,995 | +146.6% |
Best year of the journey: Year 5 (+76.2% market move) · Toughest year: Year 2 (-13.2%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using HSBC Infrastructure Fund's published NAV (source: AMFI) between 10 Oct 2016 and 8 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.