₹25,000 Monthly SIP in HSBC Large Cap Fund for 10 Years
If you had started a ₹25,000/month SIP on 7 Oct 2016 and never stopped — through every crash and rally — here is exactly what happened, using HSBC Large Cap Fund's actual NAV for all 121 installments.
You invested
₹30,25,000
121 installments
Value today
₹54,78,899
7 Oct 2026
Absolute gain
+₹24,53,899
+81.1%
XIRR (annualised)
11.47%
money-weighted
The journey, month by month
Worst fall on the way
-34%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
5
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹41,98,422
Modelled at historical FD rates. The fund beat FD by ₹12,80,477.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (9 Oct 2017) | ₹3,25,000 | ₹3,61,815 | +11.3% |
| Year 2 (8 Oct 2018) | ₹6,25,000 | ₹6,34,872 | +1.6% |
| Year 3 (7 Oct 2019) | ₹9,25,000 | ₹10,01,805 | +8.3% |
| Year 4 (7 Oct 2020) | ₹12,25,000 | ₹13,97,516 | +14.1% |
| Year 5 (7 Oct 2021) | ₹15,25,000 | ₹24,44,385 | +60.3% |
| Year 6 (7 Oct 2022) | ₹18,25,000 | ₹26,87,575 | +47.3% |
| Year 7 (9 Oct 2023) | ₹21,25,000 | ₹34,15,971 | +60.8% |
| Year 8 (7 Oct 2024) | ₹24,25,000 | ₹49,79,517 | +105.3% |
| Year 9 (7 Oct 2025) | ₹27,25,000 | ₹53,03,375 | +94.6% |
| Year 10 (7 Oct 2026) | ₹30,25,000 | ₹54,78,899 | +81.1% |
Best year of the journey: Year 5 (+44% market move) · Toughest year: Year 2 (-4.1%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using HSBC Large Cap Fund's published NAV (source: AMFI) between 7 Oct 2016 and 7 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.