₹25,000 Monthly SIP in ICICI Prudential BSE Midcap Select ETF for 10 Years
If you had started a ₹25,000/month SIP on 3 Oct 2016 and never stopped — through every crash and rally — here is exactly what happened, using ICICI Prudential BSE Midcap Select ETF's actual NAV for all 121 installments.
You invested
₹30,25,000
121 installments
Value today
₹62,44,248
1 Oct 2026
Absolute gain
+₹32,19,248
+106.4%
XIRR (annualised)
13.97%
money-weighted
The journey, month by month
Worst fall on the way
-37.7%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
10
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹41,94,163
Modelled at historical FD rates. The fund beat FD by ₹20,50,085.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Oct 2017) | ₹3,25,000 | ₹3,69,492 | +13.7% |
| Year 2 (1 Oct 2018) | ₹6,25,000 | ₹6,22,957 | -0.3% |
| Year 3 (1 Oct 2019) | ₹9,25,000 | ₹8,72,778 | -5.6% |
| Year 4 (1 Oct 2020) | ₹12,25,000 | ₹12,61,236 | +3% |
| Year 5 (1 Oct 2021) | ₹15,25,000 | ₹23,83,683 | +56.3% |
| Year 6 (3 Oct 2022) | ₹18,25,000 | ₹26,34,664 | +44.4% |
| Year 7 (3 Oct 2023) | ₹21,25,000 | ₹34,75,198 | +63.5% |
| Year 8 (1 Oct 2024) | ₹24,25,000 | ₹58,07,648 | +139.5% |
| Year 9 (1 Oct 2025) | ₹27,25,000 | ₹55,76,685 | +104.6% |
| Year 10 (1 Oct 2026) | ₹30,25,000 | ₹62,44,248 | +106.4% |
Best year of the journey: Year 8 (+53.8% market move) · Toughest year: Year 9 (-8.7%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using ICICI Prudential BSE Midcap Select ETF's published NAV (source: AMFI) between 3 Oct 2016 and 1 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.