₹5,000 Monthly SIP in ICICI Prudential BSE Midcap Select ETF for 10 Years
If you had started a ₹5,000/month SIP on 30 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using ICICI Prudential BSE Midcap Select ETF's actual NAV for all 121 installments.
You invested
₹6,05,000
121 installments
Value today
₹12,69,178
30 Sept 2026
Absolute gain
+₹6,64,178
+109.8%
XIRR (annualised)
14.07%
money-weighted
The journey, month by month
Worst fall on the way
-37.8%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
10
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹8,43,525
Modelled at historical FD rates. The fund beat FD by ₹4,25,653.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Oct 2017) | ₹70,000 | ₹80,022 | +14.3% |
| Year 2 (1 Oct 2018) | ₹1,30,000 | ₹1,30,344 | +0.3% |
| Year 3 (30 Sept 2019) | ₹1,85,000 | ₹1,77,549 | -4% |
| Year 4 (30 Sept 2020) | ₹2,45,000 | ₹2,50,701 | +2.3% |
| Year 5 (30 Sept 2021) | ₹3,05,000 | ₹4,81,445 | +57.9% |
| Year 6 (30 Sept 2022) | ₹3,65,000 | ₹5,40,848 | +48.2% |
| Year 7 (3 Oct 2023) | ₹4,30,000 | ₹7,05,783 | +64.1% |
| Year 8 (30 Sept 2024) | ₹4,85,000 | ₹11,65,933 | +140.4% |
| Year 9 (30 Sept 2025) | ₹5,45,000 | ₹11,17,120 | +105% |
| Year 10 (30 Sept 2026) | ₹6,05,000 | ₹12,69,178 | +109.8% |
Best year of the journey: Year 5 (+55% market move) · Toughest year: Year 9 (-8.9%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using ICICI Prudential BSE Midcap Select ETF's published NAV (source: AMFI) between 30 Sept 2016 and 30 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.