₹5,000 Monthly SIP in ICICI Prudential BSE Midcap Select ETF for 5 Years
If you had started a ₹5,000/month SIP on 30 Sept 2021 and never stopped — through every crash and rally — here is exactly what happened, using ICICI Prudential BSE Midcap Select ETF's actual NAV for all 61 installments.
You invested
₹3,05,000
61 installments
Value today
₹4,25,972
30 Sept 2026
Absolute gain
+₹1,20,972
+39.7%
XIRR (annualised)
13.12%
money-weighted
The journey, month by month
Worst fall on the way
-18.8%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
4
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,59,233
Modelled at historical FD rates. The fund beat FD by ₹66,739.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (30 Sept 2022) | ₹65,000 | ₹66,225 | +1.9% |
| Year 2 (3 Oct 2023) | ₹1,30,000 | ₹1,52,816 | +17.6% |
| Year 3 (30 Sept 2024) | ₹1,85,000 | ₹3,05,964 | +65.4% |
| Year 4 (30 Sept 2025) | ₹2,45,000 | ₹3,37,317 | +37.7% |
| Year 5 (30 Sept 2026) | ₹3,05,000 | ₹4,25,972 | +39.7% |
Best year of the journey: Year 3 (+47.2% market move) · Toughest year: Year 4 (-7.8%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using ICICI Prudential BSE Midcap Select ETF's published NAV (source: AMFI) between 30 Sept 2021 and 30 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.